Category: Credit

A lot of people are disappointed to find out that their credit score has gone down after opening up a new credit card. In some cases the credit score goes […]

It’s easy to take credit reports and credit scores for granted. But could you imagine living in a time where even the idea of a credit reporting agency didn’t exist? […]

Cash back credit cards are by far the most popular type of credit cards for consumers (close to 70% of people with credit card rewards preferred cash back). Yet, many […]

The nation’s oldest credit bureau Equifax recently announced that it suffered a massive data breach (also known as a hack) that compromised the data of up to 143 million American consumers. […]

There’s a lot that goes into getting and keeping a great credit score. This is especially true when you’re into “travel hacking” and applying for new credit cards every month. […]

A lot of people wonder whether or not their income affects their credit score. The answer is a little bit more complicated than a straight “yes” or “no” since there […]

Having a thorough understanding of your credit score is vital not just for “travel hacking,” but for bettering yourself financially in the long-run. Since we don’t teach this stuff in […]

The Chase 5/24 rule states that you cannot be approved for certain Chase cards if you have opened up 5 or more credit cards within the past 24 months, subject […]

I generally recommend for people to avoid cancelling credit cards in order to continue to build up their credit report and improve their credit score. However, there are certain times […]

A lot of people don’t realize that one person can have tons of different credit scores at once. In fact, just for FICO alone, you could have over 60 different […]