Are you trying to improve your credit score by 200 points or more? Are you wondering what is actually possible and realistic in terms of improving your credit profile? Well, […]
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Tag: Credit Score
How Does Becoming an Authorized User Affect Your Credit Score? [2021]
Becoming an authorized user can do wonders for your credit report but it can also do some harm if you’re not careful. Here’s a run down on how becoming an […]
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Does Income Affect Your Credit Score? [2021]
A lot of people wonder whether or not their income affects their credit score. The answer is a little bit more complicated than a straight “yes” or “no” since there […]
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How Credit Mix Affects Your Credit Score [2021]
Credit mix is a category that accounts for 10% of your total FICO score. It’s an often overlooked category and probably the least discussed category of your score. While it’s […]
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Should You Pay off Your Credit Card Balance Each Month? [2021]
For a lot of beginners, there’s some confusion regarding whether or not you should pay off your credit card balance each month. A lot of people actually think it harms […]
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What Is a Perfect Credit Score? (And How to Get One) [2021]
The “perfect credit score” is a bit of a misleading term because just being in the top tier of credit scores usually will grant you the same privileges as having […]
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How to Improve Your Credit Score Fast
The reality is that in most cases, there’s no quick fix to your credit score. When you make a mistake like missing a payment or falling into delinquency, you often […]
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How To Remove Student Loan Late Payments From Your Credit Report
This is the story of how I was able to remove student loan late payments from my credit report. As soon as I found out the amazing travel benefits created […]
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What’s Going on with the Equifax Data Breach?
The nation’s oldest credit bureau Equifax recently announced that it suffered a massive data breach (also known as a hack) that compromised the data of up to 143 million American consumers. […]
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Does Getting New Credit Cards Hurt Your Credit Score?
One of the first questions that people tend to have before entering this hobby, is whether or not their credit score is going to be hurt if they apply for […]
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