It is always a good idea to try to stack your earning opportunities as much as possible. One way to do this is to utilize different types of shopping portals. And in this short and sweet article, I’m going to show you how I recently quadruple dipped while earning United miles.
The product in question that I purchased was a Houston Texas polo shirt. I found a great deal at Kohl’s ($32 for a $65 polo) and decided to go ahead with the purchase but first I wanted to go through a shopping portal.
So I first checked Cashback Monitor to see what the earning rates were for the different portals. If you are not familiar with that website you can find a full review of that here.
I found that the United Shopping Portal was earning 2 miles per dollar spent at Kohl’s and decided to jump on it. However, I knew that Kohl’s was also on the MPX App and so I decided to double dip right off the bat.
The first step was to click through the United Shopping Portal to qualify for the 2 miles per dollar spent at Kohl’s. 2 miles per dollar isn’t exactly very special compared to some flash deals that go out but for a purchase I didn’t want to wait on making, it was good enough for me.
I first made sure to do some things like disable my ad blocker and other actions to ensure that I would earn points. If you want to find out more about how to maximize the shopping portal and what you do before making a purchase, click here.
With the shopping portal I earned a total of 65 United miles.
The second step was to purchase a eGift card on the MPX app with my Chase Freedom Unlimited. This allowed me to earn 1.5 Ultimate Rewards for a total of 67 Ultimate Rewards. Since United is a transfer partner with Chase, this was like earning additional United miles.
Dip number three also came from the purchase of the gift card on the MPX app. In this case, I was able to earn three United Miles per dollar spent. But since I am also a United card holder I was able to earn an additional 25% bonus. So in total I earned 163 United miles via the MPX purchase.
I used the gift card to purchase the polo shirt through the MileagePlus Shopping Portal to double on United points. Sometimes when you use a gift card to make the purchase some people might have issues receiving points but I’ve never had any issues myself. Just remember YMMV.
For the fourth dip, I earned 33 Yes2You Rewards with Kohls. Once you earn 100 Yes2You Rewards, you will receive five dollars in Kohl’s cash which I believe expires in 30 days, so these rewards have limited practicality for me but it still nevertheless was a quadruple dip.
Total United earnings
In total I potentially earned 295 United miles. At a valuation of 1.6 cents per point, that’s the 10.5% return. Not bad for a purchase on a shopping portal that didn’t even have a special bonus rate going on. I probably could have ended with more in cash back but I was more interested in earning miles because I have plans to put them to use and actually get much more than 1.6 cents in value.
When it comes to retail stores there are plenty of ways to save money. You can purchase discounted gift cards or you can also try to purchase gift cards at office supply stores and earn 5X if you have a card that does.
One reason why I really like the MPX app is that you can purchase a gift card for the exact amount but you need. Therefore, you are not left with any wasted money on a gift card or tempted to spend more than you initially set out to do. You also can generate the gift card instantly which is very convenient.
So don’t forget when online shopping that there are often ways to triple or quadruple dip and be on the lookout for those.
Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Since 2014, his content has been featured in major publications such as National Geographic, Smithsonian Magazine, Forbes, CNBC, US News, and Business Insider. Find his full bio here.