Amex Business Platinum Dell Credit Guide (55 Ideas) [2020]

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The Amex Business Platinum Card is arguably one of the most valuable small business credit cards available. It has a ton of benefits but it also has a high annual fee of $595.

Thankfully, you can offset this annual fee with a few annual credits. One of the easiest credits to use is the $200 annual Dell credit.

But there are some things you need to know about this credit (like stacking) before you think about trying to use it and in this article, I’ll cover everything you need to know.

Amex Business Platinum overview

Before jumping into the details about the Dell credit, just in case you need a refresher about all of the benefits and perks that the Amex Business Platinum comes with, here you go:

What is the Amex Business Platinum Dell Credit?

The Amex Business Platinum Dell credits are $100 semi-annual credits that Amex Business Platinum cardholders receive each year. The first $100 credit is available from January through June and the second $100 credit is available from July through December.

These credits can be used on more than just computers and boring computer accessories as will be shown below.

In fact, there are a lot of cool electronics and other accessories that you might be surprised to find are eligible for this credit.

So keep reading below for 55 great ideas for using your Dell credit!

Tip: Use the free app WalletFlo to keep track of all of the credits attached to your credit cards.

How to use the Dell credit

Like many other Platinum benefits, in order to use this credit, you must first enroll in the benefit.

To enroll, simply navigate to the “Benefits” tab and find the section “Shop Dell with Business Platinum.” You then just need to click on “enroll.”

You can also enroll via chat or by calling the number on the back of your card.

There are some restrictions in the terms and conditions you should be aware of.

  • The credit can be used on purchases made directly with Dell or at dell.com in the US and US territories where Dell is the merchant of record for the purchase.
  • It is not valid on online purchases shipped outside of the US
  • In most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it

Coronavirus update

Due to the coronavirus and its impact on travel and the economy as a whole, American Express offered additional perks for the Amex Business Platinum Card.

Amex Business Platinum Cards were offered an additional $200 in annual Dell credits. So you users were given $100 more from January through June and an additional $100 from July through December.

This has allowed users to receive up to $400 in Dell credits. For that reason, we have included a couple of items which are well above $100 in the list below.

Strategy stacking the credit

There is a lot of stacking potential with the Dell credit so you should always consider stacking your savings before using this credit.

Shopping portals

When purchasing an item from Dell, you want to maximize your cashback savings.

So you should always check to see what the latest cashback returns can be when purchasing items through Dell.

Use a site like a Cashback Monitor and you will quickly see that you can get 2% back or earnings like 3X with certain shopping portals.

Amex offers

You can often find Amex Offers that can be applied to Dell in some form. In fact, sometimes you can trigger multiple Amex Offers offers.

Take a look at the Amex Offers below.

One of the offers requires you to spend $599 or more which is obviously much more than the credits but sometimes you can find offers with a much lower spend requirement.

Other offers may not even have a spend requirement and just offer you a certain percentage off.

The second offer allows you to earn an extra Membership Reward points for every dollar spent.

You do need to inspect the fine print of these offers because there could be limitations. For example, the offer above to get $120 back requires is only “valid online only at dell.com US website, through the merchant mobile app or via phone at 1-800-BUY-DELL.”

So you can’t use that offer in store but you can use the credit in store.

Some other restrictions to note:

  • Not valid on purchases shipped outside the US, Puerto Rico, USVI and Guam. 
  • You may not receive the statement credit if your transaction is made with an electronic wallet or through a third party

Splitting up your purchases

When you purchase an item from Dell, you can split up your payment into three separate payments. Therefore, if you have multiple Amex Business Platinum Cards, you can stack them and utilize their credits at the same time.

To split a payment, simply proceed to checkout. Once you get to the payment details page after inputting your shipping information, you will see where to select multiple payments toward the bottom of the screen.

You will need to enter the credit card details of your first card in order to prompt the input fields for your second and third cards.

 Extended warranty

The last way to stack your Dell purchases with American Express is by taking advantage of the extended warranty. With the Amex Business Platinum Card, you can extend the warranty up to an additional year on warrantees of five years or less.

Products to use the Dell credit on

Printers & Scanners

1. Canon PIXMA™ Wireless Color Inkjet All-In-One Printer, Copier, Scanner, Photo, MG3620, Black

$90.99

Canon PIXMA™ Wireless Color Inkjet All-In-One Printer, Copier, Scanner, Photo, MG3620, Black.
Canon PIXMA™ Wireless Color Inkjet All-In-One Printer, Copier, Scanner, Photo, MG3620, Black. Image via Dell.

2. Epson – WorkForce Pro WF-4730 Wireless All-In-One Inkjet Printer – Black

$199.99

Epson - WorkForce Pro WF-4730 Wireless All-In-One Inkjet Printer - Black.
Epson – WorkForce Pro WF-4730 Wireless All-In-One Inkjet Printer – Black. Image via Dell.

3. Epson Perfection V39 Flatbed Color Image Scanner – Black

$99.99

Epson Perfection V39 Flatbed Color Image Scanner - Black.
Epson Perfection V39 Flatbed Color Image Scanner – Black. Image via Dell.

4. Epson Expression Home XP-4100 Wireless All-In-One Inkjet Printer – Black

$99.99

Epson Expression Home XP-4100 Wireless All-In-One Inkjet Printer - Black.
Epson Expression Home XP-4100 Wireless All-In-One Inkjet Printer – Black. Image via Dell.

Monitors

1. Dell 22 Monitor: E2220H

$114.99

Dell 22 Monitor: E2220H.
Dell 22 Monitor: E2220H. Image via Dell.

2. Dell Dual Monitor Stand – MDS19

$142.49

Dell Dual Monitor Stand – MDS19.
Dell Dual Monitor Stand – MDS19. Image via Dell.

3. Dell 24 Monitor: E2420H

$137.74

Dell 24 Monitor: E2420H.
Dell 24 Monitor: E2420H. Image via Dell.

4. Dell Micro All-in-One Stand

$94.99

Dell Micro All-in-One Stand.
Dell Micro All-in-One Stand. Image via Dell.

Cameras

1. AVerMedia Live Streamer CAM 313 – Web camera – color – 2 MP – audio – USB 2.0 – MJPEG, YUY2

$79.99

AVerMedia Live Streamer CAM 313 - Web camera - color - 2 MP - audio - USB 2.0 - MJPEG, YUY2.
AVerMedia Live Streamer CAM 313 – Web camera – color – 2 MP – audio – USB 2.0 – MJPEG, YUY2. Image via Dell.

2. TP-Link Kasa KC200 – network surveillance camera

$99.99

TP-Link Kasa KC200 - network surveillance camera.
TP-Link Kasa KC200 – network surveillance camera. Image via Dell.

Audio

1. Bose® – Companion® 2 Series III Multimedia Speaker System (2-Piece) – Black

$99.00

Bose® - Companion® 2 Series III Multimedia Speaker System (2-Piece) - Black.
Bose® – Companion® 2 Series III Multimedia Speaker System (2-Piece) – Black. Image via Dell.

2. Logitech Z323 2.1 Speaker System

$59.99

Logitech Z323 2.1 Speaker System.
Logitech Z323 2.1 Speaker System. Image via Dell.

3. Bose SoundLink Micro Portable Bluetooth Speaker – Midnight Blue

$99.00

Bose SoundLink Micro Portable Bluetooth Speaker - Midnight Blue.
Bose SoundLink Micro Portable Bluetooth Speaker – Midnight Blue. Image via Dell.

4. Logitech Z337 – Speaker system – for PC – 2.1-channel – Bluetooth – 40-watt (total)

$99.99

Logitech Z337 - Speaker system - for PC - 2.1-channel - Bluetooth - 40-watt (total).
Logitech Z337 – Speaker system – for PC – 2.1-channel – Bluetooth – 40-watt (total). Image via Dell.

Laptops

1. Inspiron 15 3000 Laptop

$292.09

Inspiron 15 3000 Laptop.
Inspiron 15 3000 Laptop. Image via Dell.

2. Inspiron 11 3000 2-in-1 Laptop (Grey)

$293.99

Inspiron 11 3000 2-in-1 Laptop (Grey).
Inspiron 11 3000 2-in-1 Laptop (Grey). Image via Dell.

Desktops

1. Inspiron Desktop

$342.37

Inspiron Desktop.
Inspiron Desktop. Image via Dell.

2. Inspiron Small Desktop

$361.97

Inspiron Small Desktop.
Inspiron Small Desktop. Image via Dell.

Storage

1. Seagate 1TB USB 3.0 Seagate Backup Plus Ultra Touch portable external hard drive

$89.99

Seagate 1TB USB 3.0 Seagate Backup Plus Ultra Touch portable external hard drive.
Seagate 1TB USB 3.0 Seagate Backup Plus Ultra Touch portable external hard drive. Image via Dell.

2. Samsung EVO Plus MB-MC256G – flash memory card – 256 GB – microSDXC UHS-I

$57.99

Samsung EVO Plus MB-MC256G - flash memory card - 256 GB - microSDXC UHS-I.
Samsung EVO Plus MB-MC256G – flash memory card – 256 GB – microSDXC UHS-I. Image via Dell.

3. Apricorn Aegis Secure Key 3NX – USB flash drive – encrypted – 8 GB – USB 3.1 Gen 1 – FIPS 140-2 Level 3

$69.99

Apricorn Aegis Secure Key 3NX - USB flash drive - encrypted - 8 GB - USB 3.1 Gen 1 - FIPS 140-2 Level 3.
Apricorn Aegis Secure Key 3NX – USB flash drive – encrypted – 8 GB – USB 3.1 Gen 1 – FIPS 140-2 Level 3. Image via Dell.

4. PNY Elite Performance – Flash memory card – 128 GB – UHS Class 3 / Class10 – SDXC UHS-I

$34.99

PNY Elite Performance - Flash memory card - 128 GB - UHS Class 3 / Class10 - SDXC UHS-I.
PNY Elite Performance – Flash memory card – 128 GB – UHS Class 3 / Class10 – SDXC UHS-I. Image via Dell.

Smart Home

1. Samsung SmartThings Hub – Central controller – wireless, wired – Wi-Fi, Z-Wave, Bluetooth 4.1, ZigBee 3.0 – white

$69.99

Samsung SmartThings Hub - Central controller - wireless, wired - Wi-Fi, Z-Wave, Bluetooth 4.1, ZigBee 3.0 - white.
Samsung SmartThings Hub – Central controller – wireless, wired – Wi-Fi, Z-Wave, Bluetooth 4.1, ZigBee 3.0 – white. Image via Dell.

2. iRobot – Braava jet 240 App-Controlled Robot Mop – White

$199.99

iRobot - Braava jet 240 App-Controlled Robot Mop - White.
iRobot – Braava jet 240 App-Controlled Robot Mop – White. Image via Dell.

3. Amazon Echo Show 5 – Smart display – LCD – 5.45-inch – 960 x 480 – wireless – Wi-Fi, Bluetooth – sandstone

$89.99

Amazon Echo Show 5 - Smart display - LCD - 5.45-inch - 960 x 480 - wireless - Wi-Fi, Bluetooth - sandstone.
Amazon Echo Show 5 – Smart display – LCD – 5.45-inch – 960 x 480 – wireless – Wi-Fi, Bluetooth – sandstone. Image via Dell.

4. Google Smart Light Starter Kit – Smart speaker – Bluetooth, Wi-Fi – white, chalk gray

$55.00

Google Smart Light Starter Kit - Smart speaker - Bluetooth, Wi-Fi - white, chalk gray.
Google Smart Light Starter Kit – Smart speaker – Bluetooth, Wi-Fi – white, chalk gray. Image via Dell.

5. WeMo Mini Smart Plug – Bundle – smart plug – wireless – 802.11n – 2.4 Ghz (pack of 3)

$84.99

WeMo Mini Smart Plug - Bundle - smart plug - wireless - 802.11n - 2.4 Ghz (pack of 3).
WeMo Mini Smart Plug – Bundle – smart plug – wireless – 802.11n – 2.4 Ghz (pack of 3). Image via Dell.

6. EZVIZ DB1 – Doorbell – wireless – Wi-Fi – 2.4 Ghz, 5 GHz

$119.99

EZVIZ DB1 - Doorbell - wireless - Wi-Fi - 2.4 Ghz, 5 GHz.
EZVIZ DB1 – Doorbell – wireless – Wi-Fi – 2.4 Ghz, 5 GHz. Image via Dell.

Network

1. Linksys E1200 N300 Wireless Router

$66.99

Linksys E1200 N300 Wireless Router.
Linksys E1200 N300 Wireless Router. Image via Dell.

2. Linksys RE6700 AC1200 AMPLIFY Dual-Band Wi-Fi Range Extender

$99.99

Linksys RE6700 AC1200 AMPLIFY Dual-Band Wi-Fi Range Extender.
Linksys RE6700 AC1200 AMPLIFY Dual-Band Wi-Fi Range Extender. Image via Dell.

3. Linksys Velop Intelligent Mesh WiFi System, 1-Pack White (AC1300)

$99.99

Linksys Velop Intelligent Mesh WiFi System, 1-Pack White (AC1300).
Linksys Velop Intelligent Mesh WiFi System, 1-Pack White (AC1300). Image via Dell.

TV & Home Theater

1. Audio-Technica AT-LP60X – Turntable – red/black

$99.00

Audio-Technica AT-LP60X - Turntable - red/black.
Audio-Technica AT-LP60X – Turntable – red/black. Image via Dell.

2. VIZIO 29” 2.0 Sound Bar – SB2920-C6

$79.99

VIZIO 29” 2.0 Sound Bar - SB2920-C6.
VIZIO 29” 2.0 Sound Bar – SB2920-C6. Image via Dell.

3. X-Large FIT Fixed TV Wall Mount 50 – 80 Inches

$79.99

X-Large FIT Fixed TV Wall Mount 50 - 80 Inches.
X-Large FIT Fixed TV Wall Mount 50 – 80 Inches. Image via Dell.

4. Sony BDP-S3700 – Blu-ray disc player – upscaling – Wi-Fi

$78.00

Sony BDP-S3700 - Blu-ray disc player - upscaling - Wi-Fi.
Sony BDP-S3700 – Blu-ray disc player – upscaling – Wi-Fi. Image via Dell.

5. Amazon Fire TV Stick with all-new Alexa Voice Remote, streaming media player

$39.99

Amazon Fire TV Stick with all-new Alexa Voice Remote, streaming media player.
Amazon Fire TV Stick with all-new Alexa Voice Remote, streaming media player. Image via Dell.

Gaming

1. Sony Entertainment PS4 Dualshock 4 Controller

$64.99

Sony Entertainment PS4 Dualshock 4 Controller.
Sony Entertainment PS4 Dualshock 4 Controller. Image via Dell.

2. New Alienware Stereo Gaming Headset | AW310H

$79.99

New Alienware Stereo Gaming Headset | AW310H.
New Alienware Stereo Gaming Headset | AW310H. Image via Dell.

3. Alienware Pro Gaming Keyboard: AW768

$99.99

Alienware Pro Gaming Keyboard: AW768.
Alienware Pro Gaming Keyboard: AW768. Image via Dell.

4. Dell Gaming Backpack 17

$69.99

Dell Gaming Backpack 17.
Dell Gaming Backpack 17. Image via Dell.

5. Sony PlayStation Camera – Motion sensor – wired – for Sony PlayStation 4

$59.99

Sony PlayStation Camera - Motion sensor - wired - for Sony PlayStation 4.
Sony PlayStation Camera – Motion sensor – wired – for Sony PlayStation 4. Image via Dell.

6. Alienware Mechanical Gaming Keyboard AW310K and RGB Gaming Mouse AW510M

$139.99

Alienware Mechanical Gaming Keyboard AW310K and RGB Gaming Mouse AW510M.
Alienware Mechanical Gaming Keyboard AW310K and RGB Gaming Mouse AW510M. Image via Dell.

7. Logitech G935 Wireless 7.1 Surround Sound LIGHTSYNC Gaming Headset

$169.99

Logitech G935 Wireless 7.1 Surround Sound LIGHTSYNC Gaming Headset.
Logitech G935 Wireless 7.1 Surround Sound LIGHTSYNC Gaming Headset. Image via Dell.

8. Ryze Tech – Tello Quadcopter – White And Black

$99.00

Ryze Tech - Tello Quadcopter - White And Black.
Ryze Tech – Tello Quadcopter – White And Black. Image via Dell.

9. Microsoft Xbox One Wireless Controller – Grey/Blue

$64.99

Microsoft Xbox One Wireless Controller – Grey/Blue.
Microsoft Xbox One Wireless Controller – Grey/Blue. Image via Dell.

10. NINTENDO Joy-Con(Left & Right) – Gamepad – wireless – blue, neon yellow (pack of 2) – for Nintendo Switch

$79.99

NINTENDO Joy-Con(Left & Right) - Gamepad - wireless - blue, neon yellow (pack of 2) - for Nintendo Switch.
NINTENDO Joy-Con(Left & Right) – Gamepad – wireless – blue, neon yellow (pack of 2) – for Nintendo Switch. Image via Dell.

11. Microsoft XBOX Live $100 Digital Gift Card

$100.00

Microsoft XBOX Live $100 Digital Gift Card.
Microsoft XBOX Live $100 Digital Gift Card. Image via Dell.

12. Halo 5: Guardians: 47 Gold REQ Packs – Xbox One Digital Code

$99.99

Halo 5: Guardians: 47 Gold REQ Packs - Xbox One Digital Code.
Halo 5: Guardians: 47 Gold REQ Packs – Xbox One Digital Code. Image via Dell.

13. FIFA 16 12000 FIFA Points – Xbox One Digital Code

$99.99

FIFA 16 12000 FIFA Points - Xbox One Digital Code.
FIFA 16 12000 FIFA Points – Xbox One Digital Code. Image via Dell.

14. ThrustMaster T.Flight Hotas One – Joystick – 12 buttons – wired – for Microsoft Xbox One

$79.99

ThrustMaster T.Flight Hotas One - Joystick - 12 buttons - wired - for Microsoft Xbox One.
ThrustMaster T.Flight Hotas One – Joystick – 12 buttons – wired – for Microsoft Xbox One. Image via Dell.

15. SteelSeries QcK Prism – Illuminated mouse pad

$59.99

SteelSeries QcK Prism - Illuminated mouse pad.
SteelSeries QcK Prism – Illuminated mouse pad. Image via Dell.

16. Splatoon 2 – Nintendo Switch

$59.99

Splatoon 2 - Nintendo Switch.
Splatoon 2 – Nintendo Switch. Image via Dell.

17. MLB The Show 20 – PS4

$59.99

MLB The Show 20 - PS4.
MLB The Show 20 – PS4. Image via Dell.

18. Logitech G703 Hero Lightspeed Wireless Gaming Mouse

$99.99

Logitech G703 Hero Lightspeed Wireless Gaming Mouse.
Logitech G703 Hero Lightspeed Wireless Gaming Mouse. Image via Dell.

19. Alienware Vindicator Laptop Carrying Backpack V2.0 – 15.6 Inch

$79.99

Alienware Vindicator Laptop Carrying Backpack V2.0 - 15.6 Inch.
Alienware Vindicator Laptop Carrying Backpack V2.0 – 15.6 Inch. Image via Dell.

Dell credit FAQ

When do I receive the Dell credits?

As long as you are enrolled, a $100 credit will be active from January through the end of June and an additional $100 credit will be active from July through the end of December each year.

Can I stack the Dell credit with other discounts?

Yes, you can stack the Dell credit with other discounts like special Amex Offers and cash back promotions through shopping portals.

How long does it take for the Dell credit to post?

In general, you can expect the Dell credit to post within a couple of days of your purchase although it could take a little bit longer.

American Express states that it could take 2 to 4 weeks for the credit to post. If you don’t see your credit post after four weeks from the date of purchase, call the number on the back of your card.

Can employee cards for the credit?

Yes, purchases by both the enrolled Basic Card Member and Employee Card Members can trigger the credit but employee cards do not receive their own individual Dell credits.

What happens if I return my item?

If your purchase is returned or canceled, your credit will likely be reversed.

Final word

The Dell credits are much more versatile than a lot of people probably think. You can use them to purchase all sorts of different electronic items and there are lots of ways to stack the discounts and even to split up your purchases.

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