How Does Becoming an Authorized User Affect Your Credit Score? [2022]
January 29, 2022
Becoming an authorized user can do wonders for your credit report but it can also do some harm if you’re not careful. Here’s a run down on how becoming an
Why Did My Credit Score Go Down After Opening Up A Credit Card?
May 3, 2021
A lot of people are disappointed to find out that their credit score has gone down after opening up a new credit card. In some cases the credit score goes
How Long Do Hard Inquiries Stay on Your Credit?
January 25, 2021
A very common question that I see come in often is: how long do hard inquiries stay on your credit? It’s an important question and understanding both the short-term and the
How to Raise Your Credit Score by 200 Points [2021]
January 11, 2021
Are you trying to improve your credit score by 200 points or more? Are you wondering what is actually possible and realistic in terms of improving your credit profile? Well,
Does Income Affect Your Credit Score? [2021]
January 7, 2021
A lot of people wonder whether or not their income affects their credit score. The answer is a little bit more complicated than a straight “yes” or “no” since there
How Credit Mix Affects Your Credit Score [2021]
January 6, 2021
Credit mix is a category that accounts for 10% of your total FICO score. It’s an often overlooked category and probably the least discussed category of your score. While it’s
Should You Pay off Your Credit Card Balance Each Month? [2021]
January 6, 2021
For a lot of beginners, there’s some confusion regarding whether or not you should pay off your credit card balance each month. A lot of people actually think it harms