The reality is that in most cases, there’s no quick fix to your credit score. When you make a mistake like missing a payment or falling into delinquency, you often […]
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Category: Credit
Credit Pulls Database Guide: Experian, TransUnion, or Equifax? [2020]
Virtually every time you apply for a line of credit, such as a credit card, your credit report will be hit with a credit pull. But not every credit pull […]
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How Accurate Are Credit Karma Credit Scores? [2020]
A lot of people (including myself) rely on Credit Karma to monitor their credit score to make sure everything stays up to par. It’s a very easy and free to […]
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Chase Credit Journey Review [2019]
Keeping up with your credit score and report is crucial given all of the different ways that your credit score can impact your daily life. Luckily, there’s a number of […]
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Is a 730 Credit Score Good for Credit Cards? [2019]
Do you have a credit score of 730 (or stuck to close to 730) and are you wondering what your approval odds are for credit cards or how to improve […]
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What Is a Perfect Credit Score? (And How to Get One)
The “perfect credit score” is a bit of a misleading term because just being in the top tier of credit scores usually will grant you the same privileges as having […]
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9 Ways Credit Scores Affect Your Daily Life & Why They Are Important
The focus on UponArriving is obtaining some of the best rewards credit cards and so when I talk about the importance of credit, that’s usually the #1 reason why. But […]
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How To Remove Student Loan Late Payments From Your Credit Report
This is the story of how I was able to remove student loan late payments from my credit report. As soon as I found out the amazing travel benefits created […]
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How Long Do Hard Inquiries Stay on Your Credit?
A very common question that I see come in often is: how long do hard inquiries stay on your credit? It’s an important question and understanding both the short-term and the […]
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Guide to Writing Goodwill Letters
Goodwill letters to creditors are the first line of defense for many trying to rebuild their credit by getting negative remarks like late payments removed. Goodwill letters are simple letters […]
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