Are you trying to improve your credit score by 200 points or more? Are you wondering what is actually possible and realistic in terms of improving your credit profile? Well, […]
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Are you trying to improve your credit score by 200 points or more? Are you wondering what is actually possible and realistic in terms of improving your credit profile? Well, […]
Read moreBecoming an authorized user can do wonders for your credit report but it can also do some harm if you’re not careful. Here’s a run down on how becoming an […]
Read moreA lot of people wonder whether or not their income affects their credit score. The answer is a little bit more complicated than a straight “yes” or “no” since there […]
Read moreCredit mix is a category that accounts for 10% of your total FICO score. It’s an often overlooked category and probably the least discussed category of your score. While it’s […]
Read moreFor a lot of beginners, there’s some confusion regarding whether or not you should pay off your credit card balance each month. A lot of people actually think it harms […]
Read morePayment history is the most heavily weighted factor in the FICO credit score formula. It’s very important to understand the effect that a late payment will have on your credit […]
Read moreThe “perfect credit score” is a bit of a misleading term because just being in the top tier of credit scores usually will grant you the same privileges as having […]
Read moreKeeping up with your credit score and report is crucial given all of the different ways that your credit score can impact your daily life. Luckily, there’s a number of […]
Read moreThe reality is that in most cases, there’s no quick fix to your credit score. When you make a mistake like missing a payment or falling into delinquency, you often […]
Read moreVirtually every time you apply for a line of credit, such as a credit card, your credit report will be hit with a credit pull. But not every credit pull […]
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