I generally recommend for people to avoid cancelling credit cards in order to continue to build up their credit report and improve their credit score. However, there are certain times […]
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Category: Credit
Understanding the Different Types of Credit Scores
A lot of people don’t realize that one person can have tons of different credit scores at once. In fact, just for FICO alone, you could have over 60 different […]
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Should You Pay off Your Credit Card Balance Each Month?
For a lot of beginners, there’s some confusion regarding whether or not you should pay off your credit card balance each month. A lot of people actually think it harms […]
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How Does Payment History Affect Your Credit Score?
Payment history is the most heavily weighted factor in the FICO formula. It’s very important to understand the effect that a late payment will have on your credit score and […]
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How Do Credit Inquiries (Hard Pulls) Affect Your Credit Score?
A lot of people often wonder if credit inquiries hurt their credit score or wonder what the difference is between a hard pull and a soft pull. There’s a big […]
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Does Closing Your Credit Card Hurt Your Credit Score?
There are many common misconceptions and myths about credit cards and credit scores. One common area of misunderstanding is what happens when you close your credit card. A lot of people […]
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How Does Becoming an Authorized User Affect Your Credit Score?
Becoming an authorized user can do wonders for your credit report but it can also do some harm if you’re not careful. Here’s a run down on how becoming an […]
Read moreBuilding Your Credit Score with A Secured Credit Card
[Offers contained within this article may no longer be available] When your credit score is poor or your credit history is paper thin, often one of the best (if not […]
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What Are The Best Secured Credit Cards in 2016?
[Offers contained within this article may no longer be available] Secured credit cards are one of the best ways to build up your credit score if you find yourself in […]
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Step 1: Getting Your Credit Right
The cornerstone of award travel is your credit score. Without at least a decent credit score, you’re going to get hit with denials on your credit card applications left and right […]
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