Does Income Affect Your Credit Score? [2021]
January 7, 2021
A lot of people wonder whether or not their income affects their credit score. The answer is a little bit more complicated than a straight “yes” or “no” since there
How Credit Mix Affects Your Credit Score [2021]
January 6, 2021
Credit mix is a category that accounts for 10% of your total FICO score. It’s an often overlooked category and probably the least discussed category of your score. While it’s
Should You Pay off Your Credit Card Balance Each Month? [2021]
January 6, 2021
For a lot of beginners, there’s some confusion regarding whether or not you should pay off your credit card balance each month. A lot of people actually think it harms
How Does Payment History Affect Your Credit Score? [2021]
January 4, 2021
Payment history is the most heavily weighted factor in the FICO credit score formula. It’s very important to understand the effect that a late payment will have on your credit
Chase Credit Journey Review (Free Credit Scores) [2020]
October 14, 2020
Keeping up with your credit score and report is crucial given all of the different ways that your credit score can impact your daily life. Luckily, there’s a number of
How to Improve Your Credit Score Fast
July 26, 2020
The reality is that in most cases, there’s no quick fix to your credit score. When you make a mistake like missing a payment or falling into delinquency, you often
Is a 730 Credit Score Good for Credit Cards? [2019]
March 28, 2019
Do you have a credit score of 730 (or stuck to close to 730) and are you wondering what your approval odds are for credit cards or how to improve
9 Ways Credit Scores Affect Your Daily Life & Why They Are Important
June 11, 2018
The focus on UponArriving is obtaining some of the best rewards credit cards and so when I talk about the importance of credit, that’s usually the #1 reason why. But
Guide to Writing Goodwill Letters
October 2, 2017
Goodwill letters to creditors are the first line of defense for many trying to rebuild their credit by getting negative remarks like late payments removed. Goodwill letters are simple letters
What to Know About Getting Credit Limit Increases
September 22, 2017
Credit limit increases are an easy way to help decrease your credit card utilization and give your credit score a boost. With a credit limit increase, a bank will increase