A lot of people (including myself) rely on Credit Karma to monitor their credit score to make sure everything stays up to par. It’s a very easy and free to […]
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Category: Credit
Is a 730 Credit Score Good for Credit Cards? [2019]
Do you have a credit score of 730 (or stuck to close to 730) and are you wondering what your approval odds are for credit cards or how to improve […]
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9 Ways Credit Scores Affect Your Daily Life & Why They Are Important
The focus on UponArriving is obtaining some of the best rewards credit cards and so when I talk about the importance of credit, that’s usually the #1 reason why. But […]
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How To Remove Student Loan Late Payments From Your Credit Report
This is the story of how I was able to remove student loan late payments from my credit report. As soon as I found out the amazing travel benefits created […]
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How Long Do Hard Inquiries Stay on Your Credit?
A very common question that I see come in often is: how long do hard inquiries stay on your credit? It’s an important question and understanding both the short-term and the […]
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Guide to Writing Goodwill Letters
Goodwill letters to creditors are the first line of defense for many trying to rebuild their credit by getting negative remarks like late payments removed. Goodwill letters are simple letters […]
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What to Know About Getting Credit Limit Increases
Credit limit increases are an easy way to help decrease your credit card utilization and give your credit score a boost. With a credit limit increase, a bank will increase […]
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Why Did My Credit Score Go Down After Opening Up A Credit Card?
A lot of people are disappointed to find out that their credit score has gone down after opening up a new credit card. In some cases the credit score goes […]
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The History of Credit Scores and Reports
It’s easy to take credit reports and credit scores for granted. But could you imagine living in a time where even the idea of a credit reporting agency didn’t exist? […]
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Should I Get A Cash Back Credit Card?
Cash back credit cards are by far the most popular type of credit cards for consumers (close to 70% of people with credit card rewards preferred cash back). Yet, many […]
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