Credit limit increases are an easy way to help decrease your credit card utilization and give your credit score a boost. With a credit limit increase, a bank will increase […]
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Category: Credit
Why Did My Credit Score Go Down After Opening Up A Credit Card?
A lot of people are disappointed to find out that their credit score has gone down after opening up a new credit card. In some cases the credit score goes […]
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The History of Credit Scores and Reports
It’s easy to take credit reports and credit scores for granted. But could you imagine living in a time where even the idea of a credit reporting agency didn’t exist? […]
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Should I Get A Cash Back Credit Card?
Cash back credit cards are by far the most popular type of credit cards for consumers (close to 70% of people with credit card rewards preferred cash back). Yet, many […]
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What’s Going on with the Equifax Data Breach?
The nation’s oldest credit bureau Equifax recently announced that it suffered a massive data breach (also known as a hack) that compromised the data of up to 143 million American consumers. […]
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Keys to Getting and Keeping a Great Credit Score
There’s a lot that goes into getting and keeping a great credit score. This is especially true when you’re into “travel hacking” and applying for new credit cards every month. […]
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Does Income Affect Your Credit Score?
A lot of people wonder whether or not their income affects their credit score. The answer is a little bit more complicated than a straight “yes” or “no” since there […]
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How Credit Mix Affects Your Credit Score
Credit mix is a category that accounts for 10% of your total FICO score. It’s an often overlooked category and probably the least discussed category of your score. While it’s […]
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Beginner’s Guide to Credit Scores and Reports
Having a thorough understanding of your credit score is vital not just for “travel hacking,” but for bettering yourself financially in the long-run. Since we don’t teach this stuff in […]
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New Changes to the 5/24 Rule (Both Good and Bad)
The Chase 5/24 rule states that you cannot be approved for certain Chase cards if you have opened up 5 or more credit cards within the past 24 months, subject […]
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