Get 10% Back or 10X at with Chase Cards

Chase is offering a promotion at Wal-Mart that we recently learned is not targeted, meaning that it is open to the public. This promotion allows you to earn 10X Ultimate Rewards on purchases up to $250 for a 2,500 Ultimate Rewards. If you only have the Freedom card(s) or standard Sapphire, then that comes out to $25 back but if you’ve got any of the premium Sapphire cards then your value depends on how you much you value Ultimate Rewards but will likely be $25+.

You should be eligible for the promotion if you have any of the following cards:

  • Freedom
  • Freedom Unlimited
  • Sapphire
  • Sapphire Preferred
  • Sapphire Reserve

I’ve seen conflicting reports, but I don’t believe that Chase business cards are eligible for the promotion. In fact, if your Chase log-in is tied to both business and personal cards you might not even be able to enroll in Chase Pay. If that’s the case, you can always call to have your log-ins separated.

To proceed with the promo, simply follow the steps to check-out but once you get to step 3 of check-out click on the “+More” seen below and then click on the Chase logo with “Pay.” Many are having success with using multiple Chase cards to maximize this promotion. And keep in mind that gift cards are not excluded from this promotion. Also, if you’re not purchasing gift cards, consider going through a shopping portal to maximize your savings with cash back or additional points earned.

There are some reports of fraud issues being flagged and causing many people to call in to Chase to verify their identity. This could potentially be a headache but I didn’t have an issue processing mine with my Chase cards.

Final word

This promotion is a bit limited since you can only spend up $250 but it’s a very¬†solid promotion if you can maximize the offers with multiple Chase cards. Since it’s easy to find things you were already planning on buying from Wal-Mart and you can even purchase gift cards, I don’t think many people will struggle to take advantage of this promotion.


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