Great 0% APR options for balance transfers

The start of a new year is a great time to take control of your finances. One way to do this is to eliminate any interest you might have to pay by utilizing 0% APR balance transfer cards.

In some cases, you can save yourself hundreds of dollars over the span of months or years so they are worth checking out if you carry a balance on your credit cards.

Below are some fantastic options for avoiding interest and saving a lot of money as you pay down your balances. These cards also offer some of the best cell phone protection insurance you’ll find on a credit card.

• Wells Fargo Platinum
• Wells Fargo Cash Wise
• Wells Fargo Propel American Express

Tip: Check out the free app WalletFlo so that you can optimize your credit card spend by seeing the best card to use! You can also track credits, annual fees, and get notifications when you’re eligible for the best cards!

Wells Fargo Platinum

This is one of the best balance transfer options you can find. You can get 18 months of 0% APR on purchases and on qualifying balance transfers.

The balance transfer fee will be either $5 or 3% of the amount of the balance transfer, whichever is greater and as long as you make the transfer within 120 days from account opening. After that, the fee goes up to 5% for the balance transfer.

This card also has a $0 annual fee and you can get up to $600 in protection for your cell phone with only a $25 deductible so long as you pay your monthly phone bill with the card.

Wells Fargo Cash Wise Visa Credit Card

Another solid option is the Wells Fargo Cash Wise Visa Credit Card. You can get 0% intro APR for 15 months from account opening on purchases and on balance transfers as long as the balance transfers are made within 120 days.

In addition to the balance transfer benefit, this card comes with a welcome bonus of $150 cash back after spending $500 in the first three months.

It has some pretty decent bonus earnings as well since you can get 1.8% cash back on digital wallet purchases during the first 12 months from account opening. You can also earn an unlimited 1.5% cashback on all purchases.

Just like the card above, you can also get the $600 protection on your cell phone coverage with the same $25 deductible.

Wells Fargo Propel American Express Card

The Wells Fargo Propel American Express Card has a 0% APR for 12 months on purchases and balance transfers and is a great fit for someone who wants to avoid interest for a while but also wants to earn some great cash back rewards.

The balance transfer fee is 3% as long as the transfer is made within the first 120 days and after that it goes up to 5%.

This card offers the best welcome bonus out of the three with the opportunity to earn 20,000 bonus points after you spend $1000 in the first three months. Those 20,000 points come out to $200 in cash back.

This card also comes with some great bonus opportunities which include 3X on dining, streaming, gas stations, and various travel purchases.

And just like the cards above, you also get the $600 in cell phone protection.

For a no annual fee card, it’s actually a very lucrative opportunity and it also has no foreign transaction fees.