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Transferrable points are normally preferrable to airline miles or hotel points for good reason. You are not stuck with just one airline or hotel choice, but you have several options depending on how many transfer partners a program has.
So if you are looking for such points, we are highlighting two current bonuses, one for a business card that was recently improved and the other for a consumer premium travel card.
- Chase Ink Business Preferred® has a welcome bonus of 100,000 Ultimate Rewards points.
- Capital One Venture X Rewards has a welcome bonus of 75,000 Capital One miles.
Let’s see how you can earn these bonuses, and how valuable they are.
Chase Ink Business Preferred®
The Chase Ink Business Preferred® Credit Card is one of the best options for small business owners who value Ultimate Rewards points. This card has a big welcome bonus, and it’s useful for travel purchases and protections. Plus your points are worth 25% more when you redeem for travel through Chase Ultimate Reward.
The welcome bonus on this card was improved recently, with the spending requirement slashed almost in half. You can now earn 100,000 Ultimate Rewards points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards. The card has a $95 annual fee.
Earning points is simple. You 3 points per $1 on the first $150,000 spent in combined purchases on shipping purchases, advertising purchases made with social media sites and search engines, Internet, cable and phone services, and travel each account anniversary year. Plus you earn un unlimited 1 point per $1 on all other purchases.
Ultimate Rewards are even more valuable when redeemed through travel partners, and there are plenty to choose from:
- Aer Lingus 1:1
- Air Canada Aeroplan 1:1
- British Airways Executive Club 1:1
- Emirates 1:1
- Flying Blue (Air France / KLM) 1:1
- JetBlue 1:1
- Iberia Plus 1:1
- IHG Rewards Club 1:1
- Marriott Bonvoy 1:1
- Singapore Airlines KrisFlyer 1:1
- Southwest Airlines Rapid Rewards 1:1
- United Airlines MileagePlus 1:1
- Virgin Atlantic Flying Club 1:1
- World of Hyatt 1:1
Additionally, the Chase Ink Business Preferred card comes with no foreign transaction fees, and offers trip cancellation and interruption insurance and primary rental car coverage. You also get purchase protection and extended warranty.
Capital One Venture X Rewards
The Capital One Venture X Rewards Credit Card is a premium product that focuses on travel benefits. This is a great card if you want to elevate your travel experience. It comes with an annual fee of $395, but that is easily offset by annual bonuses and credits.
Currently you can earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. The card has a straightforward earning structure. You get 2x miles on all purchases.
Capital One miles can be redeemed in several ways, but transferring miles to travel partners is the most valuable. Capital One travel partners include:
- Aeromexico Club Premier 1:1
- Aeroplan® 1:1
- Asia Miles 1:1
- Avianca LifeMiles 1:1
- British Airways Executive Club 1:1
- Choice Privileges® 1:1
- Emirates Skywards 1:1
- Etihad Guest 1:1
- Finnair Plus 1:1
- Flying Blue 1:1
- Qantas Frequent Flyer 1:1
- Singapore Airlines KrisFlyer 1:1
- TAP Miles&Go 1:1
- Turkish Airlines Miles&Smiles 1:1
- Virgin Red 1:1
The Capital One Venture X Rewards Credit Card shines when it comes to travel perks. First you get $300 in statement credits annually for bookings made through Capital One Travel, and 10,000 bonus miles starting on their first anniversary. That’ easily $400 in value, which covers the annual fee.
You also get access to Capital One Lounges for primary cardholder and their authorized users, along with 2 guest passes. Cardholders, authorized users, and guests also have unlimited access to 1,300+ Priority Pass lounges. That’s a big perk for frequent travelers, and they can escape the airport madness and relax while waiting for their flight.
On top of that you get a $100 credit for TSA Precheck or Global Entry, complimentary Hertz President’s Circle status, up to 4 Free Additional User cards, and travel and purchase protection.
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Editorial Disclosure: Opinions, reviews, analysis & recommendations are UponArriving’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Except both cards are not easily obtained by most people. Chase is very difficult to get a business card. They have tightened that more in the last 2 years. Capitol One is even worse. They have the worst pattern of approvals to travel hackings. With no rhyme or reason, as to what one needs to get approved. I am one those people who had ING savings account. Supposedly, we will never be approved by Cap1.
And with Capital One, they say you get a $300/yr travel credit — but only on travel purchased through their portal. We’re always told never to use a portal (not Cap1, not Chase, not Expedia, etc) because if there’s any problem (which seems to be worse with flights than with hotels), good luck getting it taken care of. Horror stories.