IRS stimulus checks glitches

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The IRS recently launched an app that allows you to check the status of your stimulus payment and also to sign up for direct deposit. But for millions of people in the country, this has not been a smooth process whatsoever.

People have experienced all sorts of different glitches and still don’t have answers about if they are eligible and when their funds will arrive. Below, I will cover some of the glitches that have been reported and how you might go about handling those.


Payment status not available

Tons and tons of people have received the following message:

Payment Status Not Available

According to information that we have on file, we cannot determine your eligibility for a payment at this time.

The IRS offers the following explanation for this type of error message:

In certain cases, the Get My Payment app will be unable to tell you the status of your payment.  You may receive this message for one of the following reasons:

  • If you are not eligible for a payment (see IRS.gov on who is eligible and who is not eligible)
  • If you are required to file a tax return and have not filed in tax year 2018 or 2019.
  • If you recently filed your return or provided information through Non-Filers: Enter Your Payment Info on IRS.gov. Your payment status will be updated when processing is completed.
  • If you are a SSA or RRB Form 1099 recipient, SSI or VA benefit recipient – the IRS is working with your agency to issue your payment; your information is not available in this app yet.

You can check the app again to see whether there has been an update to your information.  Get My Payment data is updated once per day, so there’s no need to check back more frequently.

The thing about this IRS explanation is that it does not seem to provide an answer for everybody.

For example, if you know you are eligible based on your income and you filed in 2018 but did not file in 2019, why would you be receiving this message? 

According to the explanation, unless you are receiving some type of special SSI benefits or the like, there is no explanation for you.

I would just assume that they are still working out the kinks in this program. But it does make people nervous because one of the explanations is that you could receive this message if you are not eligible for a payment. 

So my advice would be to continue to check maybe every morning and evening of every day (just in case the website is updated in the middle of the day).

And in case you need a refresher on income eligibility here it is:

Here are the amounts you will get based on your adjusted gross income:

  • If you are an individual and make $75,000 or less in one year, you will be entitled to $1,200.
  • If you are filing as a couple, and make $150,000 or less in a year you will be entitled to $2,400.
    • Taxpayers filing as head of household get full payment if they earned $112,500 or less

For every dependent that you have 16 years or younger, you can also receive an additional $500 (I’m not sure if there’s a limit on those). Note that you can’t get a payment if someone claims you as a dependent.

If you make more than the allocated amounts, you will receive a prorated amount up to a certain cap. For example, your payout amount over $75,000 in income would be reduced by $5 for every additional $100 of adjusted gross income. There’s a calculator here.

There is an income cap of $99,000 for individuals and $198,000 for married couples with no children. A family with two children won’t be eligible if their income is over $218,000.

Also, here are some reasons why you might not be eligible.

Third-party tax providers

If you get your taxes processed through a third-party such as H&R Block, TurboTax and Jackson Hewitt, your funds from the tax returns are typically sent to a temporary bank account and those companies remove their fees before dispersing you your funds.

In this case, according to Mashable, “the IRS doesn’t have a consumer’s banking information on file, [and] the government has nowhere to send their direct deposit.” This would suggest that you will need to set up a direct deposit and if you have been getting an error message then you just need to keep trying.

Lockouts

If you attempt to check your funds too many times, you will get locked out of the system for up to 24 hours.

Some people have reported they waited longer than 24 hours and are still getting locked out so this can be a very frustrating experience.

My advice is to not check more than two times per day: morning and evening.

You can find the link to sign up for direct deposit here.

Matching information issues

The IRS wants you to enter your information exactly as it appears on your tax returns. This makes sense as they need consistency to properly locate your account.

The problem is that many users are entering the information exactly as it appears on their tax returns and still getting a message, “The tax return information you entered does not match our records.”

Wrong bank account numbers

There are reports out there of the IRS showing bank account numbers that do not match up with the users. I’ve even seen reports of the account numbers being off by one digit. So be sure to verify that the account numbers are exactly what they should be.

Missing dependent funds

There’s also a lot of reports of people not receiving the additional $500 that they are due for their dependents. Remember, you should be giving $500 for each dependent that is 16 years or younger.

Reportedly, the IRS is actively working on these issues so I do expect them to get fixed.

The question is when will they get fixed and what will the process be for following up on your account if the issues are not fixed for yourself. Unfortunately, right now I don’t think we have an estimated timeline or a protocol for you to follow to ensure that your account is fixed.

However, I will continue to update everyone based on the latest information that comes out of the IRS.

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43 comments

    1. I read on the IRS website not until early May. I too receive Social Security Disability for direct deposits. Very little information for SS recipient’s

  1. I can’t do the non file because I filed for 2019. I still get the payment status unavailable. It won’t let me update my information. It has been 3 days now. I don’t know what is going on but this is going to make people lose trust in the government.

    1. I got locked out im lost this so mad i just check once for status omg im over this everyone got there checks i really in need and nothing

    2. Same for me. I filed and hot my refund Wednesday and can’t get info using get my payment option. I bet turbo tax has it as they took a fee out of the refund

    1. I filed my taxes for 2019 I was supposed to like everyone else get it on my H&R Block card the Emerald Card every time I go to the IRS site it’s telling me that it needs more information I put in the same information that’s on my IRS tax form and it’s telling me that it’s incorrect I’m putting everything in the proper way so I don’t understand what is going on I called the H&R Block and she said there’s a glitch in the system and eventually that the money will go on but at this point in time she said they can’t give any further information out I’m just wondering because I seen on Google it’s stating that H&R Block Emerald card was only a temporary bank for our taxes and that they take out their money before they give us our money are they going to take money out from the government for using their Emerald Card to

  2. When filing joint tax return will the stimulus check come in one lump sum…$2400 ? Also my husband gets an ssi deposit each month to a different checking account than the one I put info for on the app. will that cause an issue?

  3. HELP ME 229-633-2751 call me ASP./to get my Money from I R A -CHECK 2101Amy Lyn.Avn.–AIBLENE TEXAS 79603 YES I NEED HELP IN GETTING MY I R S CHECK I AM ON SSI. Please help me i need cleaning &masks annd Other help……..

  4. I no one that filed with jackson hewitt can get there fund it is complete and i hope no one ever uses them again cuase it was told it would come there

    1. Ive been getting that message since Wednesday. I filed my taxes with turbotax and got the turbocard. This is one big headache.

  5. I did application & provided direct deposit info for stimulus funds this past Saturday & I’m still getting status not available. I’ve checked & double checked all my info. What should / can I do . I was approved for the funds.

    1. We had the same situation as you. I have talked to the bank too with no luck. We filed our taxes with TurboTax for the 8th year. I have to file injured spouse on our taxes so we are still waiting on federal. We filed in February.

  6. On the payment website it says

    We scheduled your payment to be deposited on april 15th
    And correct account
    But have no received it and called my bank and they said they have not recieved anything?
    Has this happened to anyone else

    1. this has happen to me as well said May 6 nothing is there and my bank doesn’t see it pending either??? anybody knows how long it may take to come now?

  7. My bank rejected the stimulus check because it was marked checking and actually it was going to my savings account. When should I expect the check and will it be by mail?

  8. One thing the IRS didn’t tell people is if you just filed you have to wait for them to process your tax form which can take up to 21 days electronically and 4 weeks by paper! They tell you to file right away and give your deposit information so you can get your stimulus. Knowing you’re not going to get it right away.

    1. Me too bro.same ezact problem.ive been disabled getting dirwxt deposit for 8 years.got my income tax from same people less then a month ago.it makes no sense.

  9. I filed income taxes for 2019, but received letter, that the IRS is reviewing my taxes it’s been passed the 60 days. I haven’t received refund. When put information on Get My Payment, I get messages that my information doesn’t match there computer system. Do I just wait for paper check.

  10. I can’t find out anything when it comes to the stimulus checks. It keeps saying wrong information. And I can’t get a hold of the tax people either.

  11. I recibe my payment to another account that it not my cause I never have that credit card what next keep wating or who I need to call

  12. We had the same situation as you. I have talked to the bank too with no luck. We filed our taxes with TurboTax for the 8th year. I have to file injured spouse on our taxes so we are still waiting on federal. We filed in February.

  13. I’m also on SSI. I received my stimulus check and had electronically filed my 2019 taxes on April 1st.. My income had changed from 2018 to 2019. I am now making $30, 000 less ; way below the $75,000 limit to get the $1200 amt
    . I only received $500.

  14. I’ve updated my direct deposit thru the GET MY PAYMENT APP how long after we update this information should we expect to get out money?

  15. I updated my direct deposit info. On My Payment it says I am eligible and it will be direct deposited into my account. It is waiting on a date. How long does this take ? I fixed it the day that My Payment started to appear online.

  16. I’m on SSI so I am eligible for the stimulus check, they said not to enter any information to the app. IRS will send it to my direct deposit account where my check goes too. I’m still waiting as of today to received my stimulus check…

  17. this has happen to me as well said May 6 nothing is there and my bank doesn’t see it pending either??? anybody knows how long it may take to come now?

  18. When I check on my stimulus payment on line it says my information doesn’t match. I live on a fixed income and could use the money. I filed my taxes for 2018 and 2019 and received my refund. What’s the problem??

  19. I got my letter from the Whitehouse saying I will get a direct deposit payment, I’m getting VA benefits and Social Security I cannot work so I’m 100% VA disability. Have not received anything but a letter when should I expect a payment?

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