The WalletFlo mobile app is coming soon!
After being in the works for several months, it’s on pace for a December launch.
The direction of this app was absolutely guided by all of the users which is really cool and I wanted to give a huge thanks to all of those people who helped out with the surveys. And even if you didn’t partake in the surveys, thanks for putting up with the endless survey requests.
Also, the user chats have been amazing. If you haven’t scheduled a chat, be sure to do that as you’ll be entered to win a $100 gift card.
So with all that out of the way, here’s a first look at one of the new features: The Dashboard.
(I’ll be covering additional features in the weeks to come.)
The dashboard is designed to be the hub for all of your credit card related needs.
On the top part of the dashboard you’ll find the latest credit card offers. These will be some of the best offers and will be organized by a ranking system. The tiles showcasing the offers will also be color coordinated so you can easily see the types of offers currently available with even a quick scan.
Always be on the lookout for those Unicorns!
While these rankings are subjective, we are really going to try to be super consistent and use well-thought out judgment when giving these rankings. That way when you see something like a unicorn offer, you’ll truly know that it is a special one!
In other words, these emojis are meant to give you actual strategy guidance.
When you click on an offer, you’ll see more details for the offer, such as the spend requirement. You’ll also be able to check your eligibility right on the spot and then find a link that will take you to an application.
These offers are meant to be only some of the best offers worth entertaining so we intend for the selection to be highly curated.
Some of these will be affiliate links which means that if you use the links to apply for your cards, you can support the app. However, we will also include links that do not earn us a commission.
It all just comes down to whether or not we think you users will value the offer.
There will always be a meaningfully equipped free version of WalletFlo but the more that you use our links, the more free features we can afford to provide for you. 🙂
Next comes the “Credits”.
You’ll be able to swipe horizontally through all of your currently available and upcoming credits.
When the full app releases in January, you’ll also be able to input transactions to keep tabs on how much of each credit you have used. If you are approaching an expiration date and you haven’t used all your credit, you’ll get a notification reminding you about the upcoming deadline.
We’ll also have detailed articles conveniently placed in case you need to read up on how to best utilize a credit.
What about the “Perks?”
The perk section will break down all of your time-sensitive benefits related to your credit cards.
If you have a free night, you’ll see the estimated expiration date and if you have other perks like anniversary points, you’ll see the expected arrival date.
The perks will have an estimated value assigned to them to give you an idea of how much value you should expect to get out of the benefit. Once enough of you input your expected value, we will have an average expected value for different perks which will be really helpful.
When stage 2 launches, you’ll have the option to add your perks to a value tracker once you have used them.
The value tracker will help a lot of people realize just how much value they’ve earned — something that can be pretty handy when trying to figure out if you should pay an annual fee.
You’ll also be able to manually keep track other types of perks – like how many Southwest upgrades you have used, how many Centurion lounge visits you’ve made, etc.
And finally, you will be able to see your upcoming annual fees and when they will roll around.
Eventually, we want the dashboard to be a place where everything comes together for you. If you are in doubt about whether or not you have used a credit or enrolled in a benefit, we want to give you one place to keep up with everything.
This is the first iteration of the dashboard and we have some really cool enhancements planned as we go forward, so as always, your input is extremely valuable!
For my next preview, I will cover the new and improved cheat sheet so stay tuned for that!
UponArriving has partnered with CardRatings for our coverage of credit card products. UponArriving and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Since 2014, his content has been featured in major publications such as National Geographic, Smithsonian Magazine, Forbes, CNBC, US News, and Business Insider. Find his full bio here.