If you are like millions of people then at some point you will probably need to send off a check in the mail (even in 2021). Unlike cash, sending off […]
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Category: Finance
How Long Do Hard Inquiries Stay on Your Credit?
A very common question that I see come in often is: how long do hard inquiries stay on your credit? It’s an important question and understanding both the short-term and the […]
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How to Raise Your Credit Score by 200 Points [2021]
Are you trying to improve your credit score by 200 points or more? Are you wondering what is actually possible and realistic in terms of improving your credit profile? Well, […]
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Chase Bank Wire Transfers: (How to Send, Fees, Routing Numbers) [2021]
If you’re traveling or living aboard you might need to initiate a Chase wire transfer at some point. But how much will the fees be and how do the wire […]
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Does Income Affect Your Credit Score? [2021]
A lot of people wonder whether or not their income affects their credit score. The answer is a little bit more complicated than a straight “yes” or “no” since there […]
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How Credit Mix Affects Your Credit Score [2021]
Credit mix is a category that accounts for 10% of your total FICO score. It’s an often overlooked category and probably the least discussed category of your score. While it’s […]
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Should You Pay off Your Credit Card Balance Each Month? [2021]
For a lot of beginners, there’s some confusion regarding whether or not you should pay off your credit card balance each month. A lot of people actually think it harms […]
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How Does Payment History Affect Your Credit Score? [2021]
Payment history is the most heavily weighted factor in the FICO credit score formula. It’s very important to understand the effect that a late payment will have on your credit […]
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What Is a Perfect Credit Score? (And How to Get One) [2021]
The “perfect credit score” is a bit of a misleading term because just being in the top tier of credit scores usually will grant you the same privileges as having […]
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Can You Write A Check to Yourself? [2021]
There are a few reasons why you would want to write a check to yourself. Typically, you are probably wanting to transfer some money from one account to another or […]
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